Aquaculture insurance in Viet Nam: Experiences from the pilot programme
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This paper describes the experiences in aquaculture insurance in Viet Nam. The study focused on the first pilot phase of the national agricultural insurance programme coordinated by the Ministry of Finance and Ministry of Agriculture and Rural Development during 2011–2013. The programme was mandated by Decision No. 315/QD-TTg of the Prime Minister dated 1 March 2011. The programme covered rice farming, livestock husbandry and aquaculture. The Government subsidized the insurance premiums by apply ing four levels of entitlement according to the level of participants’ household income: 100 percent to poor households, 80 percent to near-poor households (later increased to 90 percent), 60 percent to non-poor households, and 20 percent to organizations or cooperatives. Participating in the entire programme was 304 017 households and one agricultural organization. Poor households accounted for 77 percent. The aquaculture pilot insurance was implemented in the southern provinces of Ben Tre, Bac Lieu, Ca Mau, Soc Trang and Tra Vinh, covering 7 487 households that voluntary participated. The natural risks covered were typhoon, flood, drought, frost, saltwater intrusion and tsunami. The diseases covered for pangasius were liver and kidney bacterial diseases, and white spot syndrome, yellow head disease, infectious hypodermal and hematopoietic necrosis virus and acute hepatopancreatic necrosis disease (AHPND) or early mortality syndrome for black tiger shrimp. For whiteleg shrimp, the sam e diseases of black tiger shrimp were covered plus taura syndrome and infectious myonecrosis virus.