Innovations in insuring the poor: Sustainability and scalability of index-based insurance for agriculture and rural livelihoods

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dc.creatorHess, Ulrich
dc.creatorHazell, Peter B. R.
dc.date2009
dc.date2024-11-21T09:59:52Z
dc.date2024-11-21T09:59:52Z
dc.date.accessioned2026-06-27T15:42:36Z
dc.descriptionFarmers face a variety of market and production risks that make their incomes volatile from year to year. In many cases, farmers also confront the risk of catastrophe, as, for example, when crops are destroyed by drought or pest outbreaks or when assets and lives are lost to hurricanes and floods. These risks are particularly burdensome to the poor, including many small farmers. Unless adequately managed, they can slow economic development and poverty reduction and contribute to humanitarian crises. Covariate risks, especially those that involve catastrophic losses, pose special difficulties and costs. Past attempts by governments and relief agencies to help manage covariate risks have been costly and often ineffective. Today there is much interest in index insurance products that might provide a more effective and marketmediated solution.
dc.formatapplication/pdf
dc.identifierhttps://hdl.handle.net/10568/161959
dc.identifier.urihttp://hdl.handle.net/123456789/112421
dc.languageen
dc.publisherInternational Food Policy Research Institute
dc.rightsOpen Access
dc.sourceHess, Ulrich; Hazell, P. B. R. 2009. Innovations in insuring the poor: Sustainability and scalability of index-based insurance for agriculture and rural livelihoods. 2020 Vision Focus Brief 17(5). https://hdl.handle.net/10568/161959
dc.subjectrisk
dc.subjectdrought
dc.subjectfarmers
dc.subjecteconomic development
dc.subjectpoverty alleviation
dc.subjectgovernment
dc.titleInnovations in insuring the poor: Sustainability and scalability of index-based insurance for agriculture and rural livelihoods
dc.typeBrief

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Instituto Internacional de Investigación sobre Políticas Alimentarias (IFPRI)