Providing Financial Services in Rural Areas : A Fresh Look at Financial Cooperatives

dc.creatorWorld Bank
dc.date2012-06-13T18:56:09Z
dc.date2012-06-13T18:56:09Z
dc.date2007
dc.date.accessioned2026-07-01T01:12:05Z
dc.descriptionThis report demonstrates that financial cooperatives can be sustainable providers of financial services in rural areas and development assistance needs to consider supporting them as a means to enhance access to rural finance. It does not suggest that financial cooperatives are the only providers or the preferred channel in all circumstances. For financial cooperatives to function as sustainable institutions, governments need to provide an enabling environment, not exercise excessive control that restricts growth and consolidation, and not use them as channels to provide subsidized credit. Integration into networks has wide-ranging benefits for financial cooperatives, ranging from improved governance to the ability to provide a wide range of services.
dc.formatapplication/pdf
dc.formattext/plain
dc.identifierhttp://documents.worldbank.org/curated/en/2007/01/15403665/providing-financial-services-rural-areas-fresh-look-financial-cooperatives
dc.identifierhttps://hdl.handle.net/10986/7935
dc.identifierhttps://doi.org/10.1596/7935
dc.identifier.urihttp://hdl.handle.net/123456789/416056
dc.languageEnglish
dc.publisherWashington, DC
dc.rightsCC BY 3.0 IGO
dc.rightshttp://creativecommons.org/licenses/by/3.0/igo/
dc.rightsWorld Bank
dc.subjectACCESS TO ATMS
dc.subjectACCESS TO CREDIT
dc.subjectACCESS TO FINANCIAL SERVICES
dc.subjectACCESS TO INSURANCE
dc.subjectACCESS TO RURAL FINANCE
dc.subjectACCESS TO SERVICES
dc.subjectACCOUNTING
dc.subjectADVISORY SERVICES
dc.subjectAGRICULTURAL BANK
dc.subjectAGRICULTURAL COOPERATIVES
dc.subjectAGRICULTURAL CREDIT
dc.subjectAGRICULTURAL DEVELOPMENT BANKS
dc.subjectAPEX BANK
dc.subjectAUDITING
dc.subjectAUTONOMY
dc.subjectBALANCE SHEET
dc.subjectBALANCE SHEETS
dc.subjectBANK ACCOUNT
dc.subjectBANK BRANCH
dc.subjectBANK CUSTOMERS
dc.subjectBANKING LAW
dc.subjectBANKING SECTOR
dc.subjectBANKING SERVICES
dc.subjectBANKRUPTCY
dc.subjectBANKRUPTCY LAWS
dc.subjectBORROWING
dc.subjectCAPACITY BUILDING
dc.subjectCAPITAL BASE
dc.subjectCAPITAL REQUIREMENTS
dc.subjectCENTRAL BANK SUPERVISION
dc.subjectCHECK CASHING
dc.subjectCOLLATERAL
dc.subjectCOMMERCIAL BANK
dc.subjectCOMMERCIAL BANKING
dc.subjectCOMMERCIAL BANKS
dc.subjectCOMMERCIAL CREDIT
dc.subjectCOMMERCIAL ENTERPRISES
dc.subjectCOMMERCIAL PROPERTY
dc.subjectCONSOLIDATION
dc.subjectCONSUMER COOPERATIVES
dc.subjectCOOPERATIVE BANK
dc.subjectCOOPERATIVE BANKING
dc.subjectCOOPERATIVE BANKS
dc.subjectCOOPERATIVE DEVELOPMENT
dc.subjectCOOPERATIVES
dc.subjectCORRUPTION
dc.subjectCREDIT ASSOCIATIONS
dc.subjectCREDIT CARDS
dc.subjectCREDIT COOPERATIVE
dc.subjectCREDIT COOPERATIVES
dc.subjectCREDIT GROUPS
dc.subjectCREDIT INSTITUTIONS
dc.subjectCREDIT LAW
dc.subjectCREDIT LINES
dc.subjectCREDIT POLICIES
dc.subjectCREDIT PROGRAM
dc.subjectCREDIT RISK
dc.subjectCREDIT RISKS
dc.subjectCREDIT SOCIETY
dc.subjectCREDIT UNION
dc.subjectCREDIT UNIONS
dc.subjectCREDITWORTHINESS
dc.subjectCROP FAILURE
dc.subjectCUSTOMER BASE
dc.subjectDEPOSIT
dc.subjectDEPOSIT ACCOUNT
dc.subjectDEPOSIT ACCOUNTS
dc.subjectDEPOSIT INSURANCE
dc.subjectDEPOSITORS
dc.subjectDEPOSITS
dc.subjectDEVELOPMENT ASSISTANCE
dc.subjectDEVELOPMENT BANK
dc.subjectDEVELOPMENT COMPANY
dc.subjectDISCRIMINATION
dc.subjectDIVERSIFICATION
dc.subjectDONOR SUPPORT
dc.subjectECONOMIC ACTIVITY
dc.subjectECONOMIC DEVELOPMENT
dc.subjectECONOMIC GROWTH
dc.subjectECONOMIC OPPORTUNITIES
dc.subjectECONOMIES OF SCALE
dc.subjectEMPLOYMENT
dc.subjectENFORCEMENT MECHANISMS
dc.subjectENTREPRENEURS
dc.subjectEQUIPMENT PURCHASES
dc.subjectEXPLICIT SUBSIDIES
dc.subjectFACILITATION
dc.subjectFAMILIES
dc.subjectFAMILY SUPPORT
dc.subjectFARM ENTERPRISES
dc.subjectFINANCES
dc.subjectFINANCIAL CAPACITY
dc.subjectFINANCIAL HEALTH
dc.subjectFINANCIAL INSTITUTION
dc.subjectFINANCIAL INSTITUTIONS
dc.subjectFINANCIAL INTERMEDIARY
dc.subjectFINANCIAL MANAGEMENT
dc.subjectFINANCIAL MARKET
dc.subjectFINANCIAL MARKETS
dc.subjectFINANCIAL OUTREACH
dc.subjectFINANCIAL PERFORMANCE
dc.subjectFINANCIAL PRODUCTS
dc.subjectFINANCIAL REGULATION
dc.subjectFINANCIAL RESOURCES
dc.subjectFINANCIAL SECTOR REGULATIONS
dc.subjectFINANCIAL SERVICE
dc.subjectFINANCIAL SERVICE PROVIDER
dc.subjectFINANCIAL SERVICE PROVIDERS
dc.subjectFINANCIAL SERVICES
dc.subjectFINANCIAL SERVICES PROVIDER
dc.subjectFINANCIAL STRENGTH
dc.subjectFINANCIAL SUPPORT
dc.subjectFINANCIAL SUSTAINABILITY
dc.subjectFINANCIAL SYSTEM
dc.subjectFINANCIAL VIABILITY
dc.subjectFIXED DEPOSIT
dc.subjectFOREIGN EXCHANGE
dc.subjectFORMAL BANKS
dc.subjectFORMAL FINANCIAL INSTITUTION
dc.subjectFORMAL FINANCIAL SECTOR
dc.subjectFORMS OF CREDIT
dc.subjectGENDER
dc.subjectGOVERNMENT INTERVENTION
dc.subjectHANDICRAFTS
dc.subjectHOUSEHOLDS
dc.subjectHOUSING
dc.subjectHOUSING LOANS
dc.subjectINDIVIDUALS
dc.subjectINFORMAL SAVINGS
dc.subjectINFORMATION SYSTEM
dc.subjectINFORMATION TECHNOLOGY
dc.subjectINSTITUTIONAL DEVELOPMENT
dc.subjectINSURANCE SERVICES
dc.subjectINTEREST RATE
dc.subjectINTEREST RATES
dc.subjectINTERNATIONAL BANK
dc.subjectINTERNATIONAL COOPERATIVE ALLIANCE
dc.subjectINVENTORY
dc.subjectKEY CHALLENGE
dc.subjectLAWS
dc.subjectLEGAL FRAMEWORK
dc.subjectLEGISLATION
dc.subjectLEVEL OF ASSETS
dc.subjectLIMITED
dc.subjectLINES OF CREDIT
dc.subjectLOAN
dc.subjectLOAN INSURANCE
dc.subjectLOAN PRODUCTS
dc.subjectLOANABLE FUNDS
dc.subjectLOW INTEREST RATES
dc.subjectMANAGERS
dc.subjectMARKET ECONOMIES
dc.subjectMFIS
dc.subjectMICRO LOANS
dc.subjectMICROFINANCE
dc.subjectMICROFINANCE INSTITUTIONS
dc.subjectMINISTRIES OF FINANCE
dc.subjectMONEY LENDERS
dc.subjectMONEY TRANSFER
dc.subjectMONEYLENDERS
dc.subjectMONOPOLY
dc.subjectNATURAL RESOURCES
dc.subjectNEW MARKET
dc.subjectOUTREACH
dc.subjectOUTSTANDING LOANS
dc.subjectOVERHEAD COSTS
dc.subjectPARTNERSHIP
dc.subjectPEER REVIEW
dc.subjectPENSIONS
dc.subjectPERSONS
dc.subjectPOSTAL SAVINGS
dc.subjectPRODUCTIVITY
dc.subjectPROFITABILITY
dc.subjectPROVIDERS OF CREDIT
dc.subjectPRUDENTIAL REGULATIONS
dc.subjectRECEIPTS
dc.subjectREGULATORY FRAMEWORK
dc.subjectREMITTANCE
dc.subjectREMITTANCES
dc.subjectREPAYMENT
dc.subjectREPAYMENT RATES
dc.subjectRETIREMENT
dc.subjectRISK MANAGEMENT
dc.subjectRURAL BRANCH
dc.subjectRURAL BRANCHES
dc.subjectRURAL COOPERATIVE BANKS
dc.subjectRURAL CREDIT
dc.subjectRURAL FINANCE
dc.subjectRURAL FINANCIAL INSTITUTIONS
dc.subjectRURAL FINANCIAL SERVICES
dc.subjectRURAL FINANCIAL SYSTEMS
dc.subjectSAVINGS
dc.subjectSAVINGS ACCOUNT
dc.subjectSAVINGS ACCOUNTS
dc.subjectSAVINGS BANKS
dc.subjectSAVINGS GROUPS
dc.subjectSAVINGS PRODUCTS
dc.subjectSECURITIES
dc.subjectSELF-FINANCING
dc.subjectSHAREHOLDERS
dc.subjectSMALL FARMERS
dc.subjectSMALL LOANS
dc.subjectSMALLHOLDER
dc.subjectSOCIAL WELFARE
dc.subjectSOCIETIES
dc.subjectSOLVENCY
dc.subjectSPECIAL SAVINGS
dc.subjectSTAKEHOLDERS
dc.subjectSTATE BANKS
dc.subjectSUBSIDIARY
dc.subjectSUPERVISORY FRAMEWORK
dc.subjectTAX EXEMPT
dc.subjectTECHNICAL ASSISTANCE
dc.subjectTERM CREDIT
dc.subjectTIME DEPOSITS
dc.subjectTRANSPORT
dc.subjectUNION
dc.subjectUNIONS
dc.subjectURBAN AREAS
dc.subjectVILLAGE
dc.subjectVILLAGES
dc.subjectWORKING CAPITAL
dc.titleProviding Financial Services in Rural Areas : A Fresh Look at Financial Cooperatives

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