Bank Privatization in Sub-Saharan Africa : The Case of Uganda Commercial Bank

Vista sencilla de ítem
dc.creatorClarke, George R.G.
dc.creatorCull, Robert
dc.creatorFuchs, Michael
dc.date2012-06-11T15:04:11Z
dc.date2012-06-11T15:04:11Z
dc.date2007-11
dc.date.accessioned2026-07-01T01:19:55Z
dc.descriptionPrevious empirical analyses have found that bank privatizations are more successful when the government fully relinquishes control, when the bank is privatized to a strategic investor, and when foreign-owned banks are allowed to participate in the bidding. The privatization of Uganda Commercial Bank (UCB) to the South African bank Stanbic met all these criteria, suggesting that it is a likely candidate for success. But other features suggest reasons for caution: UCB dominated the Ugandan banking sector prior to privatization and the institutional environment in Uganda was less favorable than in many of the middle-income countries looked at in earlier empirical studies. Despite these concerns, the privatization appears to have been relatively successful. The portfolio of the privatized bank, which was cleaned prior to sale, remains relatively strong and profitability and credit growth are now on par with other Ugandan banks. Though market segmentation remains a concern since Stanbic faces little or no direct competition in many remote areas, some early results suggest that access to credit has improved for some hard-to-serve groups.
dc.formatapplication/pdf
dc.formattext/plain
dc.identifierhttp://documents.worldbank.org/curated/en/2007/11/8737386/bank-privatization-sub-saharan-africa-case-uganda-commercial-bank
dc.identifierhttps://hdl.handle.net/10986/7644
dc.identifierhttps://doi.org/10.1596/1813-9450-4407
dc.identifier.urihttp://hdl.handle.net/123456789/417124
dc.languageEnglish
dc.publisherWorld Bank, Washington, DC
dc.relationPolicy Research Working Paper; No. 4407
dc.rightsCC BY 3.0 IGO
dc.rightshttp://creativecommons.org/licenses/by/3.0/igo/
dc.rightsWorld Bank
dc.subjectACCESS TO CREDIT
dc.subjectACCESS TO FINANCIAL SERVICES
dc.subjectACCESS TO LOANS
dc.subjectAGRICULTURAL ACTIVITIES
dc.subjectAGRICULTURAL LOANS
dc.subjectANNUAL DEPOSIT
dc.subjectASSET ALLOCATION
dc.subjectASSET BASE
dc.subjectASSET GROWTH
dc.subjectASSET MANAGEMENT
dc.subjectASSET PORTFOLIO
dc.subjectATMS
dc.subjectAUCTION
dc.subjectBAD DEBTS
dc.subjectBALANCE SHEET
dc.subjectBALANCE SHEETS
dc.subjectBANK BRANCHES
dc.subjectBANK FAILURES
dc.subjectBANK POLICY
dc.subjectBANK PRIVATIZATION
dc.subjectBANK PROFITABILITY
dc.subjectBANK REGULATION
dc.subjectBANK RESTRUCTURING
dc.subjectBANKING SECTOR
dc.subjectBANKING SECTOR DEVELOPMENT
dc.subjectBANKING SECTOR STABILITY
dc.subjectBANKING SECTORS
dc.subjectBANKING SERVICES
dc.subjectBANKING SYSTEM
dc.subjectBANKING SYSTEMS
dc.subjectBANKS
dc.subjectBARRIER
dc.subjectBARRIER TO ENTRY
dc.subjectBRANCH NETWORK
dc.subjectBUSINESS DEVELOPMENT
dc.subjectBUYER
dc.subjectBUYERS
dc.subjectCAPITAL ACCOUNT
dc.subjectCAPITAL INJECTIONS
dc.subjectCOMMERCIAL BANK
dc.subjectCOMMERCIAL BANKS
dc.subjectCOMMERCIAL LENDING
dc.subjectCOMPUTER SYSTEM
dc.subjectCOMPUTER SYSTEMS
dc.subjectCONFLICTS OF INTEREST
dc.subjectCORPORATE GOVERNANCE
dc.subjectCOSTS TO BORROWERS
dc.subjectCREDIT GROWTH
dc.subjectCREDIT OPPORTUNITIES
dc.subjectCREDITWORTHINESS
dc.subjectDEBT
dc.subjectDEPOSIT
dc.subjectDEPOSIT ACCOUNTS
dc.subjectDEPOSIT INSURANCE
dc.subjectDEPOSIT MONEY BANKS
dc.subjectDEPOSITORS
dc.subjectDEPOSITS
dc.subjectDEPRECIATION
dc.subjectDEVELOPING COUNTRIES
dc.subjectDEVELOPING ECONOMIES
dc.subjectDEVELOPMENT BANK
dc.subjectDOMESTIC BANK
dc.subjectDOMESTIC BANKS
dc.subjectDUMMY VARIABLE
dc.subjectDUMMY VARIABLES
dc.subjectECONOMIES OF SCALE
dc.subjectENTERPRISE DEVELOPMENT
dc.subjectEQUITY STAKE
dc.subjectEXPENDITURE
dc.subjectEXPENDITURES
dc.subjectEXPENSE RATIO
dc.subjectEXPORT SECTORS
dc.subjectEXTENSION OF CREDIT
dc.subjectFINANCIAL ANALYSIS
dc.subjectFINANCIAL CRISES
dc.subjectFINANCIAL DATA
dc.subjectFINANCIAL DEVELOPMENT
dc.subjectFINANCIAL INFORMATION
dc.subjectFINANCIAL INSTITUTIONS
dc.subjectFINANCIAL INTERMEDIATION
dc.subjectFINANCIAL LIBERALIZATION
dc.subjectFINANCIAL SECTOR
dc.subjectFINANCIAL SECTOR ASSESSMENT
dc.subjectFINANCIAL SECTOR DEVELOPMENT
dc.subjectFINANCIAL SECTOR LIBERALIZATION
dc.subjectFINANCIAL SECTOR REFORMS
dc.subjectFINANCIAL SERVICES
dc.subjectFINANCIAL SERVICES INDUSTRY
dc.subjectFINANCIAL STATEMENTS
dc.subjectFINANCIAL STRUCTURES
dc.subjectFINANCIAL SYSTEMS
dc.subjectFISCAL BURDEN
dc.subjectFOREIGN BANK
dc.subjectFOREIGN BANKS
dc.subjectFOREIGN OWNERSHIP
dc.subjectFORMAL SAVINGS
dc.subjectFUTURE INCOME
dc.subjectGOVERNMENT DEBT
dc.subjectGOVERNMENT INVESTMENT
dc.subjectGOVERNMENT OWNERSHIP
dc.subjectGOVERNMENT OWNERSHIP OF BANKS
dc.subjectGOVERNMENT POLICIES
dc.subjectGOVERNMENT SECURITIES
dc.subjectHOLDING
dc.subjectHOLDINGS
dc.subjectHOLDINGS OF GOVERNMENT SECURITIES
dc.subjectHOUSEHOLD EXPENDITURE
dc.subjectHOUSEHOLD EXPENDITURES
dc.subjectHOUSEHOLD INCOME
dc.subjectHOUSEHOLDS
dc.subjectINCOME STATEMENTS
dc.subjectINSIDER LENDING
dc.subjectINSTITUTIONAL CONSTRAINTS
dc.subjectINSTITUTIONAL ENVIRONMENT
dc.subjectINTEREST EXPENSES
dc.subjectINTEREST RATES
dc.subjectINTERNATIONAL BANK
dc.subjectINVESTING
dc.subjectINVESTMENT ALTERNATIVE
dc.subjectIPO
dc.subjectLARGE BANK
dc.subjectLARGE BANKS
dc.subjectLENDING REQUIREMENTS
dc.subjectLENDING STRATEGY
dc.subjectLIQUIDATION
dc.subjectLOAN
dc.subjectLOAN EXPOSURE
dc.subjectLOAN EXPOSURE LIMITS
dc.subjectLOAN PORTFOLIO
dc.subjectLOW-INCOME
dc.subjectLOW-INCOME COUNTRY
dc.subjectLOW-INCOME ECONOMIES
dc.subjectLOW-INCOME ECONOMY
dc.subjectMACROECONOMIC MANAGEMENT
dc.subjectMAJORITY OF SHARES
dc.subjectMARKET SEGMENTATION
dc.subjectMARKET STRUCTURE
dc.subjectMARKETING
dc.subjectMIDDLE-INCOME COUNTRIES
dc.subjectMIDDLE-INCOME ECONOMIES
dc.subjectMULTINATIONAL
dc.subjectNON-PERFORMING LOANS
dc.subjectNONPERFORMING LOANS
dc.subjectNPL
dc.subjectOPERATING COST
dc.subjectOPERATING COSTS
dc.subjectOPERATING EXPENSES
dc.subjectOVERDRAFTS
dc.subjectPARENT COMPANIES
dc.subjectPAYMENT SYSTEM
dc.subjectPAYMENTS INFRASTRUCTURE
dc.subjectPAYMENTS SYSTEM
dc.subjectPORTFOLIO ALLOCATION
dc.subjectPORTFOLIO ALLOCATIONS
dc.subjectPORTFOLIO QUALITY
dc.subjectPORTFOLIOS
dc.subjectPOSITIVE COEFFICIENTS
dc.subjectPRIVATE BANKS
dc.subjectPRIVATE SECTOR DEVELOPMENT
dc.subjectPRIVATIZATIONS
dc.subjectPRODUCTIVITY
dc.subjectPROFIT OPPORTUNITY
dc.subjectPROFITABILITY
dc.subjectPRUDENTIAL REGULATION
dc.subjectPUBLIC BANK
dc.subjectRAPID GROWTH
dc.subjectRATE OF GROWTH
dc.subjectRECAPITALIZATION
dc.subjectREMITTANCES
dc.subjectREMOTE AREAS
dc.subjectREORGANIZATION
dc.subjectRETURN
dc.subjectRETURN ON ASSETS
dc.subjectRETURNS
dc.subjectSALARIES
dc.subjectSALE
dc.subjectSALES
dc.subjectSALES AGREEMENT
dc.subjectSAVERS
dc.subjectSAVINGS
dc.subjectSAVINGS OPPORTUNITIES
dc.subjectSECURITIES
dc.subjectSHARE OF GOVERNMENT SECURITIES
dc.subjectSHORT-TERM INTEREST RATES
dc.subjectSMALL BANK
dc.subjectSOLE PROVIDER
dc.subjectSOLVENCY
dc.subjectSOURCE OF INCOME
dc.subjectSTATE BANK
dc.subjectSTATE ENTERPRISE
dc.subjectSTRATEGIC INVESTOR
dc.subjectSTRATEGIC INVESTORS
dc.subjectSUB-SAHARAN AFRICA
dc.subjectSUPERVISION OF BANKS
dc.subjectT-BILLS
dc.subjectTELECOMMUNICATIONS
dc.subjectTRANSACTION
dc.subjectTRANSACTION COSTS
dc.subjectTRANSITION COUNTRIES
dc.subjectTRANSITION ECONOMIES
dc.subjectTRANSPORT
dc.subjectUNIONS
dc.subjectVOLATILITY
dc.titleBank Privatization in Sub-Saharan Africa : The Case of Uganda Commercial Bank

Archivos

Colecciones

AgroKnow