Assessing the impact of lending through Kisan Credit Cards in rural India: Evidence from eastern India

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dc.creatorKumar, Anjani
dc.creatorSonkar, Vinay Kumar
dc.creatorS., Aditya K.
dc.date2021-01-01
dc.date2024-05-22T12:13:54Z
dc.date2024-05-22T12:13:54Z
dc.date.accessioned2026-06-27T15:41:50Z
dc.descriptionThis paper attempts to identify the determinants of access to the KCC program and empirically evaluate its impact on farmers’ use of agricultural inputs and farm household incomes in Eastern India. We have also examined whether the possession of KCC reduces the farmer’s dependence for borrowing on moneylenders. The estimation is based on Coarsened Exact Matching (CEM) approach, which is an increasingly popular method of estimating causal effects. The study uses a large survey of rural/farming households in eastern India (Bihar, Eastern Uttar Pradesh, Jharkhand, Odisha, and West Bengal). Findings reveal that access to KCC is strongly associated with the socioeconomic and demographic characteristic of farming households. We find that access to KCC increases farmers’ use of the agricultural inputs and households and farm income especially for marginal and small farmers. Finally, access to KCC reduces farmer’s dependency on moneylenders for borrowing credits by 25 percent.
dc.formatapplication/pdf
dc.identifierhttps://hdl.handle.net/10568/143408
dc.identifier.urihttp://hdl.handle.net/123456789/112030
dc.languageen
dc.publisherInternational Food Policy Research Institute
dc.relationhttps://hdl.handle.net/10568/147886
dc.relationhttps://doi.org/10.2499/p15738coll2.133684
dc.relationhttps://doi.org/10.2499/p15738coll2.133672
dc.relationhttps://doi.org/10.2499/p15738coll2.133668
dc.relationhttps://doi.org/10.2499/p15738coll2.133598
dc.relationhttps://doi.org/10.1057/s41287-022-00522-4
dc.rightsOpen Access
dc.sourceKumar, Anjani; Sonkar, Vinay Kumar; and S., Aditya K. 2021. Assessing the impact of lending through Kisan Credit Cards in rural India: Evidence from eastern India. IFPRI Discussion Paper 1997. Washington, DC: International Food Policy Research Institute. https://doi.org/10.2499/p15738coll2.134240.
dc.subjectfarmers
dc.subjecthouseholds
dc.subjectwelfare
dc.subjectcapacity development
dc.subjectfarm inputs
dc.subjectfarms
dc.subjectcredit
dc.subjectrural areas
dc.titleAssessing the impact of lending through Kisan Credit Cards in rural India: Evidence from eastern India
dc.typeWorking Paper

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