Barriers to Adoption of Products and Technologies that Aid Risk Management in Developing Countries

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dc.creatorBrown, Julia K.
dc.creatorZelenska, Tetyana V.
dc.creatorMobarak, Mushfiq A.
dc.date2013-12-05T22:08:59Z
dc.date2013-12-05T22:08:59Z
dc.date2013-04
dc.date.accessioned2026-07-01T01:00:05Z
dc.descriptionRisk is an important facet of life in developing countries; households are subject to both aggregate risks as well as idiosyncratic risks. In an attempt to broaden the scope of the discussion concerning the puzzlingly low demand for other types of income-generating and (ex-ante) risk-mitigating technologies, products and behaviors, this paper highlights the most important aspects of human decision-making and constraints facing poor households that keep the market penetration of welfare improving products low. The latest state-of-the art literature on the demand for insurance, seasonal migration and cell phone services relevant to risk management is reviewed in an effort to understand reasons why adoption of risk management tools are being held back in hopes of further identifying knowledge gaps and securing a direction for the future.
dc.formatapplication/pdf
dc.identifierhttps://hdl.handle.net/10986/16365
dc.identifier10.1596/16365
dc.identifier.urihttp://hdl.handle.net/123456789/414072
dc.languageen_US
dc.publisherWorld Bank, Washington, DC
dc.relationWorld Development Report 2014 Background Paper
dc.rightsCC BY 3.0 IGO
dc.rightshttp://creativecommons.org/licenses/by/3.0/igo
dc.rightsWorld Bank
dc.subjectrisk management
dc.subjectrisk-coping strategies
dc.subjectrisk sharing
dc.subjectindex insurance
dc.subjectmobile phones
dc.subjectseasonal migration
dc.subjectadoption rates
dc.subjectrainfall insurance
dc.subjectmobile technology
dc.subjectlabor mobility
dc.subjectweather insurance
dc.subjectyield-based insurance
dc.subjectborrowing constraints
dc.subjectsavings constraints
dc.subjectmoneylenders
dc.subjectunderinvestment
dc.titleBarriers to Adoption of Products and Technologies that Aid Risk Management in Developing Countries

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