ARE THE POOR TOO POOR TO DEMAND HEALTH INSURANCE?

dc.creatorAhuja, Rajeev
dc.creatorJutting, Johannes Paul
dc.date2017-04-01T14:11:20Z
dc.date.accessioned2026-07-09T03:52:28Z
dc.descriptionCommunity based micro insurance has aroused much interest and hope in meeting health care challenges facing the poor. In this paper we explore how institutional rigidities such as credit constraints impinge on demand for health insurance and how insurance could potentially prevent poor households from falling into poverty trap. In this setting, we argue that the appropriate public intervention in generating demand for insurance is not to subsidise premium but to remove these rigidities (easing credit constraint in the present context). Thus from insurance perspective as well, our analysis highlights the importance of having appropriate savings and borrowing instruments for the poor.
dc.identifierdoi:10.22004/ag.econ.25821
dc.identifierhttps://ageconsearch.umn.edu/record/25821/files/cp03ah04.pdf
dc.identifierhttp://ageconsearch.umn.edu/record/25821
dc.identifier.urihttp://hdl.handle.net/123456789/541235
dc.languageeng
dc.publisher
dc.sourcehttp://ageconsearch.umn.edu/record/25821
dc.titleARE THE POOR TOO POOR TO DEMAND HEALTH INSURANCE?
dc.typeText

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