Early Insights from Financial Diaries of Smallholder Households

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dc.creatorAnderson, Jamie
dc.creatorAhmed, Wajiha
dc.date2015-12-22T21:43:36Z
dc.date2015-12-22T21:43:36Z
dc.date2015-03
dc.date.accessioned2026-07-01T00:45:49Z
dc.descriptionRenato and Hecinta are raising six young children in a rural area of Mozambique’s northern Nampula Province. On just half a hectare, they grow rice, maize, beans, cashew, peanuts, cabbage, and tomatoes, selling what they can and eating the rest. But, like many of the 475 million smallholder household’s worldwide, agricultural production is just one of their many income-generating activities. They balance several sources of income, within and outside of agriculture, while juggling a range of family needs and using an equally diverse portfolio of financial tools. The Smallholder Diaries will provide a holistic picture of the financial lives of smallholder households not only as agricultural producers, but also as consumers, laborers, and off-farm entrepreneurs. The ultimate goal of this research is to translate the insights from the Smallholder Diaries into financial tools and provider practices that more effectively respond to the needs and preferences of this important client group. Drawing on initial data, this Focus Note shares early insights from the smallholder diaries, providing a first look at how smallholder households weave together agricultural and nonagricultural sources of income and employ a range of financial tools to meet their families’ needs. A nuanced picture of smallholder families will continue to emerge as more data are collected, with increasing focus on how they anticipate and manage risk, make household financial decisions, and leverage a range of financial tools.
dc.formatapplication/pdf
dc.formattext/plain
dc.identifierhttp://documents.worldbank.org/curated/en/2015/05/24447365/early-insights-financial-diaries-smallholder-households
dc.identifierhttps://hdl.handle.net/10986/23498
dc.identifierhttps://doi.org/10.1596/23498
dc.identifier.urihttp://hdl.handle.net/123456789/410602
dc.languageEnglish
dc.languageen_US
dc.publisherWorld Bank, Washington, DC
dc.relationCGAP focus note,no. 102;
dc.rightsCC BY 3.0 IGO
dc.rightshttp://creativecommons.org/licenses/by/3.0/igo/
dc.rightsWorld Bank
dc.subjectLIVING STANDARDS
dc.subjectEMPLOYMENT
dc.subjectRISKS
dc.subjectVILLAGE LEADERS
dc.subjectLANDHOLDINGS
dc.subjectMOTIVATION
dc.subjectFOOD_PRICES
dc.subjectPRODUCTION
dc.subjectLANDHOLDING SIZE
dc.subjectFINANCIAL MANAGEMENT
dc.subjectFOOD CONSUMPTION
dc.subjectINCOME
dc.subjectAGRICULTURAL PRODUCTION
dc.subjectACCESS TO IRRIGATION
dc.subjectLIVESTOCK PRODUCTION
dc.subjectGOVERNMENT REGULATION
dc.subjectAGRICULTURAL DEVELOPMENT
dc.subjectGDP PER CAPITA
dc.subjectINFORMATION
dc.subjectLIQUIDITY
dc.subjectDEATH
dc.subjectFOOD POLICY
dc.subjectPORTFOLIO
dc.subjectWELFARE
dc.subjectPLANTING
dc.subjectHEALTH
dc.subjectHUNGER
dc.subjectFUNDS
dc.subjectINPUTS
dc.subjectASSOCIATIONS
dc.subjectPAYMENTS
dc.subjectWEALTH
dc.subjectRURAL POOR
dc.subjectROSCAS
dc.subjectSMALL FARMS
dc.subjectHOUSEHOLD DEMOGRAPHICS
dc.subjectTRENDS
dc.subjectFERTILIZERS
dc.subjectPOVERTY REDUCTION
dc.subjectKNOWLEDGE
dc.subjectDEVELOPMENT
dc.subjectSAVINGS
dc.subjectCASH CROPS
dc.subjectCOMMERCIAL BANK
dc.subjectRURAL INCOME
dc.subjectMONEY
dc.subjectPRODUCTS
dc.subjectTRANSFERS
dc.subjectRURAL INCOME GENERATION
dc.subjectDEBT
dc.subjectBARRIERS TO ENTRY
dc.subjectHOUSEHOLD COMPOSITION
dc.subjectMARKETS
dc.subjectSMALLHOLDER AGRICULTURE
dc.subjectHOUSEHOLD INCOME
dc.subjectEMPLOYMENT INCOME
dc.subjectRESEARCH
dc.subjectINCOME LEVELS
dc.subjectFARMING
dc.subjectLIVESTOCK
dc.subjectSTANDARDS
dc.subjectLABOR
dc.subjectFARMERS
dc.subjectSMALLHOLDERS
dc.subjectCROPS
dc.subjectFINANCE
dc.subjectSMALLHOLDER FARMS
dc.subjectCHECKING ACCOUNTS
dc.subjectCONSUMPTION
dc.subjectFARMLAND
dc.subjectGOOD
dc.subjectCROP
dc.subjectAGRICULTURAL RESOURCES
dc.subjectPESTS
dc.subjectFAMILY
dc.subjectVALUE
dc.subjectRURAL AREA
dc.subjectINCOME-GENERATING ACTIVITIES
dc.subjectSMALLHOLDER HOUSEHOLDS
dc.subjectCREDIT
dc.subjectSMALLHOLDER
dc.subjectWORKSHOP
dc.subjectFINANCIAL INSTRUMENTS
dc.subjectPOST-HARVEST LOSS
dc.subjectRURAL POVERTY
dc.subjectAGRICULTURAL SECTOR
dc.subjectAGRICULTURE
dc.subjectCONSUMERS
dc.subjectRURAL
dc.subjectASSETS
dc.subjectACCESS TO MARKETS
dc.subjectAGRICULTURAL ACTIVITIES
dc.subjectAGRICULTURAL INPUTS
dc.subjectMANAGEMENT
dc.subjectFOOD INSECURITY
dc.subjectCONSUMPTION SMOOTHING
dc.subjectGDP
dc.subjectGOODS
dc.subjectLAND
dc.subjectINVESTMENT
dc.subjectIRRIGATION
dc.subjectRISK
dc.subjectFARM
dc.subjectINCOME SMOOTHING
dc.subjectPOVERTY
dc.subjectFARMS
dc.subjectINTEGRATION
dc.subjectLABORERS
dc.subjectFEED
dc.subjectSUBSISTENCE FARMING
dc.subjectHOUSEHOLD CONSUMPTION
dc.subjectBORROWING
dc.subjectHOUSEHOLD NEEDS
dc.subjectLENDING
dc.subjectLIVELIHOODS
dc.subjectPOOR
dc.subjectAGRICULTURAL
dc.subjectFOOD PRICES
dc.subjectREMITTANCES
dc.subjectCROP LOSS
dc.subjectFINANCIAL SECTOR
dc.subjectMONEY TRANSFERS
dc.subjectPRICES
dc.subjectPRODUCTION COSTS
dc.subjectPOOR HOUSEHOLDS
dc.titleEarly Insights from Financial Diaries of Smallholder Households
dc.titleComprendre les coûts et la viabilité des produits de microfinance conformes à la charia Conclusiones preliminares del proyecto de registros financieros de hogares de pequeños agricultores
dc.typeBrief
dc.typeFiche
dc.typeResumen

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