DISCRIMINATION BY FORMAL LENDERS IN SOUTH AFRICA

dc.creatorSchreiner, Mark
dc.creatorGraham, Douglas H.
dc.creatorVink, Nick
dc.creatorCoetzee, Gerhard K.
dc.date2017-04-01T19:39:53Z
dc.date.accessioned2026-07-09T04:01:00Z
dc.descriptionCensored (Tobit) regression is used to estimate the effects of race, location of residence, and sex of the household head on formal debt held by South African households. The magnitude of the effects suggests that lenders discriminate and that formal financial markets could be improved even without technical innovation.
dc.identifierdoi:10.22004/ag.econ.28336
dc.identifierhttps://ageconsearch.umn.edu/record/28336/files/eso2267.pdf
dc.identifierhttp://ageconsearch.umn.edu/record/28336
dc.identifier.urihttp://hdl.handle.net/123456789/543510
dc.languageeng
dc.publisher
dc.sourcehttp://ageconsearch.umn.edu/record/28336
dc.titleDISCRIMINATION BY FORMAL LENDERS IN SOUTH AFRICA
dc.typeText

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