INCOME SURPLUSES AND INVESTMENT PATTERNS OF SELECTED FARM FAMILIES IN BANGLADESH
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This paper has attempted to measure the extent and level of faun household income surpluses and the magnitude of potential investible capital. Patterns of investment of the selected farm families and factors affecting their investment choices also were analysed. For analytical purposes, sample farmers were categorised into four farm size groups. Findings of the study revealed that in rural areas of Bangladesh farm families operating between I acre to 2.5 acres of land could be considered as potential for mobilization of income surpluses. Medium and large farms exhibited substantial positive income surpluses. Investment analysis showed that investment on land purchase and on non-agricultural purposes was highest for the large farms. Smaller farms invested more for improvement of their land resource and on acquisition of livestock resources. This study indicated that the very small farms in particular and some other small farms upto 2.00 acres of operational holding in general require external financing for pursuing productive investment.