The Effects of Health Insurance within Families
No hay miniatura disponible
Fecha
Autores
Título de la revista
ISSN de la revista
Título del volumen
Editor
World Bank, Washington, DC
Resumen
Descripción
This paper measures the causal effects
of parent enrollment into voluntary health insurance on
healthcare utilization among insured and uninsured children
in Nicaragua. The study utilizes a randomized trial and
age-eligibility cut-off in which insurance subsidies were
randomly allocated to parents that covered their dependent
children under 12; children ages 12 and older were not
eligible for coverage. Among eligible children, the
insurance increased utilization at covered providers by 0.56
visits and increased overall utilization by 1.3 visits.
Ineligible children with insured parents experienced 1.7
fewer healthcare visits, driven by parent, not sibling
enrollment. The results suggest complementarities across
healthcare provider type, and provide evidence that
households reallocate resources across all members, in
response to changes in healthcare prices for some.
Palabras clave
HEALTH INSURANCE, SPILLOVERS, COMPLEMENTARITIES, RANDOMIZED CONTROL TRIAL