Facilitating Cross-Border Mobile Banking in Southern Africa
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World Bank, Washington, DC
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The use of mobile banking is an
increasingly important component of national and regional
economic development in Southern Africa. Mobile banking can
help bring the large unbanked population into the formal
financial sector, and can facilitate cross-border trade by
easing the difficulty for small businesses and traders to
make financial transactions. For mobile banking to reach its
full potential in Southern Africa, however, African
governments must establish more efficient regulatory
frameworks and implement well-designed pilot programs to
gain more insight into the challenges facing a full rollout
of mobile banking.
Palabras clave
ACCESS TO BANKING SERVICES, ACCESS TO TECHNOLOGY, ACROSS BORDERS, ACTION PLAN, BANDWIDTH, BANK ACCOUNT, BANK ACCOUNTS, BANKING SECTOR, BANKING SERVICES, BANKS, BEST PRACTICE, BORDER PAYMENTS, BORDER TRADE, BRANCHLESS BANKING, BUSINESS ACTIVITY, CAPACITY BUILDING, CASH-TO-CASH, CAUSES OF MIGRATION, CENTRAL BANK, CIVIL CONFLICT, COMMERCIAL BANKING, COMMON MARKET, COMPETITIVENESS, CROSS-BORDER TRANSACTIONS, DEMOCRACY, DEPOSITS, DEVELOPING COUNTRIES, ECONOMIC ACTIVITY, ECONOMIC CONDITIONS, ECONOMIC DEVELOPMENT, ECONOMIC GROWTH, ECONOMIC UNCERTAINTY, ELECTRONIC TRANSACTIONS, EMPLOYMENT, EXTERNALITIES, FEMINIZATION OF MIGRATION, FINANCIAL FLOWS, FINANCIAL INSTITUTIONS, FINANCIAL MARKETS, FINANCIAL SECTORS, FINANCIAL SERVICE, FINANCIAL SERVICE PROVIDERS, FINANCIAL SERVICES, FINANCIAL SYSTEM, FINANCIAL SYSTEMS, FINANCIAL TRANSACTIONS, FOREIGN TRADE, FORMAL EDUCATION, FORMAL FINANCIAL SECTOR, FORMAL FINANCIAL SERVICES, GEOGRAPHIC REACH, GOVERNMENT POLICIES, HIGH-BANDWIDTH, HOME COUNTRY, INCOME, INFLATION, INFORMAL CHANNELS, INFORMAL TRANSFER, INFORMAL TRANSFERS, INNOVATION, JOB CREATION, LABOR MARKETS, LEGAL BASIS, MARKET POTENTIAL, MATCHING GRANTS, MIGRANT, MIGRANT POPULATIONS, MIGRANT REMITTANCES, MIGRANT WORKERS, MIGRANT-SENDING COUNTRIES, MIGRANTS, MIGRANTS SENDING REMITTANCES, MIGRATION, MIGRATION FLOWS, MIGRATION PATTERNS, MIGRATION POLICY, MINORITY, MOBILE BANKING, MOBILE NETWORK, MOBILE PHONE, MONEY TRANSFERS, MONOPOLY, NETWORKS, NUMBER OF MIGRANTS, OUTSOURCING, PAYMENT SYSTEMS, PAYMENTS SYSTEM, PILOT PROJECT, PILOT PROJECTS, POINTS OF SERVICE, POLICY BRIEF, POLICY MAKERS, POLICY SERIES, POLICY SUPPORT, POLITICAL UNREST, POLITICAL UPHEAVAL, POST OFFICE, POST OFFICES, PRIMARY EDUCATION, PRIVATE SECTOR, PRIVATE SECTOR DEVELOPMENT, PROGRESS, PUBLIC SERVICE, PUSH FACTOR, REGIONAL CONFERENCES, REGIONAL INTEGRATION, REGULATORS, REGULATORY FRAMEWORK, REGULATORY FRAMEWORKS, REGULATORY RESTRICTIONS, REMITTANCE, REMITTANCE FLOWS, REMITTANCE MARKET, REMITTANCE VALUE, REMITTANCES, RESULT, SATELLITE, SAVINGS, SECONDARY EDUCATION, SEND MONEY, SETTLEMENT SYSTEMS, SKILLED PROFESSIONALS, SMALL BUSINESSES, TECHNICAL ASSISTANCE, TECHNICAL CAPACITY, TELECOMMUNICATION, TELECOMMUNICATIONS, TELECOMMUNICATIONS INFRASTRUCTURE, TELECOMMUNICATIONS NETWORKS, TOLERANCE, TRADE FINANCING, TRANSFER METHODS, UNEMPLOYMENT, UNEMPLOYMENT RATES