BORROWER VIABILITY : A TEST OF SUCCESS OF THE GRAMEEN BANK IN BANGLADESH

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The Grameen Bank has earned world-wide reputation. Its performance has been evaluated primarily from the institutional perspective by analysing recovery performance, contribution to rural poverty alleviation etc. This paper examines the performance of the Grameen Bank from the borrower perspective by analysing their viability. Borrower viability is evaluated in this paper in terms of changes in economic welfare. The study shows that the GB has infact enhanced economic welfare of its members. However, the paper observed that the approaches and activities of the GB should be recast in the light of the general strategy of current FFYP to be more successful.

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