Mobile Technologies and Digitized Data to Promote Access to Finance for Women in Agriculture
No hay miniatura disponible
Fecha
Autores
Título de la revista
ISSN de la revista
Título del volumen
Editor
World Bank, Washington, DC
Resumen
Descripción
The evidence that women both drive
agricultural production and rely on it for their livelihoods
means that greater financial and informational service
provision to women, especially through digital channels,
could increase the efficiency and effectiveness of their
labor. While the numerous barriers to women’s access to
Digital financial Services (DFS) are clear, clarifying the
best methodologies by which to overcome these is both
dependent on situational context and still subject to
research and testing. This report provides the state of play
of current and promising efforts that use mobile technology
and digitized data to close the gap in access to finance for
women in agriculture. It includes three components: 1) a
review of the financial characteristics and needs of women
in agriculture, based on an extensive literature review; 2)
a stock taking of initiatives that use mobile technologies
and digitized data for agricultural finance and women’s
financial inclusion; and 3) an analysis of gaps in existing
initiatives that would increase access to DFS by women
farmers, laborers and women-owned agricultural MSMEs. The
report also examines the regulatory environment around DFS
and ways that regulators are working to increase responsible
access to women.
Palabras clave
MOBILE TECHNOLOGIES, WOMEN, FINANCE, POLICY, AGRICULTURE, ACCESS TO FINANCE, GENDER, REGULATION, DISCLOSURE, TRANSPARENCY, CONSUMER PROTECTION, INSURANCE, FINANCIAL INCLUSION