Rural finance assessment in North Western Province, Zambia
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This study, under UN-REDD TA, reviews rural financial services in Zambia’s North Western Province to boost REDD+ and local climate action. While formal banks and MFIs exist, access is limited by costs, procedures, and gender gaps, leaving rural communities reliant on savings groups. SGs support small forest-based enterprises but face low capital and weak links to formal finance. Recommendations target improved access and inclusion.