Microinsurance : Extending Pro-Poor Risk Management through the Social Fund Platform

dc.creatorMaleika, Marc
dc.creatorKuriakose, Anne T.
dc.date2012-08-13T14:15:11Z
dc.date2012-08-13T14:15:11Z
dc.date2008-10
dc.date.accessioned2026-07-01T01:11:05Z
dc.descriptionMicroinsurance (MI) can be an effective complement to existing menus of social protection programs. A flexible and powerful instrument, MI reduces vulnerability and mitigates the negative effects of external shocks on poor households. However, MI programs require well-developed institutional arrangements in order to run in an efficient and effective manner. Such conditions can be difficult to find in low-income countries. Social funds can help bridge this gap, standing as a platform to organize and deliver MI products. This social funds innovations note introduces some of the primary design principles behind MI program development, highlighting cases of best practice, and suggests how social funds can be used to deliver MI services more effectively to poor households.
dc.formatapplication/pdf
dc.formattext/plain
dc.identifierhttp://documents.worldbank.org/curated/en/2008/10/9996367/microinsurance-extending-pro-poor-risk-management-through-social-fund-platform
dc.identifierhttps://hdl.handle.net/10986/11136
dc.identifierhttps://doi.org/10.1596/11136
dc.identifier.urihttp://hdl.handle.net/123456789/415910
dc.languageEnglish
dc.publisherWorld Bank, Washington, DC
dc.relationSocial Funds Innovation Notes
dc.rightsCC BY 3.0 IGO
dc.rightshttp://creativecommons.org/licenses/by/3.0/igo/
dc.rightsWorld Bank
dc.subjectACCESS TO INSURANCE
dc.subjectADMINISTRATIVE COSTS
dc.subjectADVERSE SELECTION
dc.subjectAGRICULTURAL INSURANCE
dc.subjectASSET BASES
dc.subjectBASIS RISK
dc.subjectBENEFICIARIES
dc.subjectBORROWER
dc.subjectCASH FLOW
dc.subjectCASH MANAGEMENT
dc.subjectCASH RESERVES
dc.subjectCLIENT BASE
dc.subjectCLIENT BASES
dc.subjectCOMMERCIAL BANKS
dc.subjectCOMMUNITY INSURANCE
dc.subjectCOMPUTER KIOSKS
dc.subjectCONSUMPTION SMOOTHING
dc.subjectCOOPERATIVES
dc.subjectCOVERAGE
dc.subjectCREDIT ARRANGEMENTS
dc.subjectCREDIT LIFE INSURANCE
dc.subjectDEBT
dc.subjectDEBT PAYMENTS
dc.subjectDEFICITS
dc.subjectDEVELOPING COUNTRIES
dc.subjectDISASTER INSURANCE
dc.subjectDISASTERS
dc.subjectDUE DILIGENCE
dc.subjectECONOMIES OF SCALE
dc.subjectEXISTING INFRASTRUCTURE
dc.subjectFINANCIAL INSTITUTIONS
dc.subjectFINANCIAL PRODUCT
dc.subjectFINANCIAL RESOURCES
dc.subjectFINANCIAL SERVICES
dc.subjectFINANCIAL SHOCK
dc.subjectFINANCIAL SUSTAINABILITY
dc.subjectGENERAL INSURANCE
dc.subjectHEALTH CARE
dc.subjectHEALTH INSURANCE
dc.subjectHEALTH INSURANCE PROGRAM
dc.subjectHEALTH INSURERS
dc.subjectHEALTH PLAN
dc.subjectHEALTH PROGRAMS
dc.subjectHEALTH SERVICE
dc.subjectHUMAN DEVELOPMENT
dc.subjectINCOME
dc.subjectINCOME HOUSEHOLDS
dc.subjectINFORMAL INSURANCE
dc.subjectINSTITUTIONAL CAPACITY
dc.subjectINSTITUTIONAL DEVELOPMENT
dc.subjectINSTRUMENT
dc.subjectINSURANCE COMPANIES
dc.subjectINSURANCE COMPANY
dc.subjectINSURANCE MARKET
dc.subjectINSURANCE MARKETS
dc.subjectINSURANCE PREMIUM
dc.subjectINSURANCE PREMIUMS
dc.subjectINSURANCE PRODUCT
dc.subjectINSURANCE PRODUCTS
dc.subjectINSURANCES
dc.subjectINSURER
dc.subjectINTERNATIONAL LABOUR ORGANIZATION
dc.subjectLIFE INSURANCE
dc.subjectLIFE INSURANCE POLICY
dc.subjectLIFE INSURANCE PRODUCTS
dc.subjectLOAN
dc.subjectLOAN AMOUNT
dc.subjectLOAN PRODUCTS
dc.subjectLOAN REPAYMENTS
dc.subjectLOCAL BANK
dc.subjectLOCAL GOVERNMENT
dc.subjectLOW-INCOME COUNTRIES
dc.subjectMARKET PARTICIPANTS
dc.subjectMICRO-INSURANCE
dc.subjectMICROCREDIT
dc.subjectMICROFINANCE
dc.subjectMICROFINANCE INSTITUTION
dc.subjectMICROFINANCE INSTITUTIONS
dc.subjectMICROINSURANCE
dc.subjectMITIGATION
dc.subjectMORAL HAZARD
dc.subjectMORAL HAZARD PROBLEMS
dc.subjectMORTALITY
dc.subjectNATURAL DISASTER
dc.subjectNATURAL DISASTERS
dc.subjectOPERATIONAL EFFICIENCY
dc.subjectPAYMENT OBLIGATIONS
dc.subjectPOLICYHOLDERS
dc.subjectPORTFOLIO
dc.subjectPREMIUM PAYMENTS
dc.subjectPREMIUMS
dc.subjectPRIVATE INSURANCE
dc.subjectPRIVATE INSURERS
dc.subjectPRIVATE SECTOR
dc.subjectPRIVATE SECTORS
dc.subjectPROGRAMS
dc.subjectPROPERTY INSURANCE
dc.subjectPUBLIC HEALTH
dc.subjectPUBLIC-PRIVATE PARTNERSHIP
dc.subjectRATES
dc.subjectREGULATORS
dc.subjectREGULATORY ENVIRONMENT
dc.subjectREINSURANCE
dc.subjectREINSURERS
dc.subjectRESERVES
dc.subjectRETURN
dc.subjectRETURNS
dc.subjectRISK ASSESSMENT
dc.subjectRISK EXPOSURE
dc.subjectRISK MANAGEMENT
dc.subjectRISK POOLING
dc.subjectRISK TRANSFER
dc.subjectSAFETY NET
dc.subjectSAFETY NETS
dc.subjectSAVINGS
dc.subjectSETTLEMENT
dc.subjectSMALL ENTERPRISE
dc.subjectSOCIAL FUND
dc.subjectSOCIAL FUNDS
dc.subjectSOCIAL NETWORKS
dc.subjectSOCIAL PROTECTION
dc.subjectSOCIAL PROTECTION STRATEGY
dc.subjectSOCIAL RISK
dc.subjectSOCIAL RISK MANAGEMENT
dc.subjectSUSTAINABILITY
dc.subjectTECHNICAL ASSISTANCE
dc.subjectTRANSACTION
dc.subjectTRANSACTION COSTS
dc.subjectTRANSFER PAYMENTS
dc.titleMicroinsurance : Extending Pro-Poor Risk Management through the Social Fund Platform

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