Access to credit and economic well-being of rural households: Evidence from Eastern India

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dc.creatorKumar, Anjani
dc.creatorMishra, Ashok K.
dc.creatorSonkar, Vinay Kumar
dc.creatorSaroj, Sunil
dc.date2020-02-01
dc.date2024-05-22T12:10:50Z
dc.date2024-05-22T12:10:50Z
dc.date.accessioned2026-06-27T15:40:24Z
dc.descriptionWe evaluate the impact of access to credit on rural households’ per capita annual income using an endogenous switching regression approach, an increasingly popular method of tackling the selection bias issue in impact analyses. Using a large survey of rural households in eastern India, we find that access to credit is strongly associated with rural households’ socioeconomic and demographic characteristics. Additionally, access to credit increases rural households’ economic well-being; nonborrower rural households would benefit the most from access to credit. Access to credit affects recipients heterogeneously, implying that credit policies should be adaptable to different rural household groups.
dc.identifierhttps://hdl.handle.net/10568/142664
dc.identifier.urihttp://hdl.handle.net/123456789/111286
dc.languageen
dc.publisherWestern Agricultural Economics Association
dc.relationhttps://www.epw.in/journal/2020/21/special-articles/access-credit-eastern-india.html
dc.rightsOpen Access
dc.sourceKumar, Anjani; Mishra, Ashok K.; Sonkar, Vinay Kumar; and Saroj, Sunil. 2020. Access to credit and economic well-being of rural households: Evidence from Eastern India. Journal of Agricultural and Resource Economics 45(1): 145–160. https://purl.umn.edu/298439
dc.subjectincome
dc.subjectrural communities
dc.subjecteconomic situation
dc.subjectregression analysis
dc.subjecthouseholds
dc.subjectwelfare
dc.subjectsocioeconomic environment
dc.subjecthousehold income
dc.subjectdemography
dc.subjectsocial safety nets
dc.subjectcredit
dc.titleAccess to credit and economic well-being of rural households: Evidence from Eastern India
dc.typeJournal Article

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