Condições de crédito no Brasil rural
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This paper presents the families’ credit conditions in rural
areas in Brazil. We perform the analysis in two steps. First, we follow an
indirect approach, where the credit rationing is associated to the wealth
importance in the families’ decisions, using micro data from Demogra-phic Census of 1991 and 2000. The second stage is based on information
about formal credit. The results point out to: (i) strong evidences of
credit rationing; (ii) an unequal regional distribution of this credit ratio-ning; e (iii) no direct relationship between the families’ credit conditions
and the total availability of formal credit.