The Social Value of Health Insurance Results from Ghana

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dc.creatorGarcia-Mandico, Silvia
dc.creatorReichert, Arndt
dc.creatorStrupat, Christoph
dc.date2019-09-12T16:58:00Z
dc.date2019-09-12T16:58:00Z
dc.date2019-09
dc.date.accessioned2026-07-01T00:40:52Z
dc.descriptionThis paper uses the roll-out of the national health insurance in Ghana to assess the cushioning effect of coverage on the financial consequences of health shocks and resulting changes in coping behaviors. The analysis finds a strong reduction in medical expenditures, preventing households from cutting non-food consumption and causing a decrease in the volume of received remittances as well as the labor supply of healthy adult household members. Moreover, the paper presents evidence that the insurance scheme reduced the likelihood that households experiencing a health shock pulled their children out of school to put them to work. Avoidance of such costly coping mechanisms is potentially an important part of the social value of formal health insurance.
dc.formatapplication/pdf
dc.identifierhttp://documents.worldbank.org/curated/en/715441568214752631/The-Social-Value-of-Health-Insurance-Results-from-Ghana
dc.identifierhttps://hdl.handle.net/10986/32378
dc.identifier10.1596/1813-9450-9004
dc.identifier.urihttp://hdl.handle.net/123456789/409010
dc.languageEnglish
dc.publisherWorld Bank, Washington, DC
dc.relationPolicy Research Working Paper;No. 9004
dc.rightsCC BY 3.0 IGO
dc.rightshttp://creativecommons.org/licenses/by/3.0/igo
dc.rightsWorld Bank
dc.subjectSOCIAL PROTECTION
dc.subjectHEALTH SHOCK
dc.subjectCHILD LABOR
dc.subjectHEALTH INSURANCE
dc.subjectCOPING STRATEGY
dc.subjectLABOR SUPPLY
dc.titleThe Social Value of Health Insurance Results from Ghana
dc.typeWorking Paper
dc.typeDocument de travail
dc.typeDocumento de trabajo

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