Towards a Policy that Pairs Microcredit and Micro-Insurance Tools. What Impacts on the Fight Against Poverty and Risk Management? Lessons Learned from Experiences in India and Madagascar. Policy Brief
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The main objectives of this policy brief are to present the experiences of two very different countries, India and Madagascar, in microfinance. This brief specifically deals with the linking of microcredit and micro-insurance policies as an effective strategy for risk management, as well as the various ways in which this can be implemented, according to the characteristics of the country, the risks involved and the needs of beneficiaries. By providing examples of a variety of different mechanism s that make this linking possible, this brief aims to conclude that for each situation it is possible to tailor a risk transfer and risk management strategy by building partnerships among NGOs, the public/private sectors, donors, government and microfinance institutions in line with the development objectives of the country.