Credit Risk Assessment and Racial Minority Lending at the Farm Service Agency

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dc.creatorEscalante, Cesar L.
dc.creatorBrooks, Rodney L.
dc.creatorEpperson, James E.
dc.creatorStegelin, Forrest E.
dc.date2017-04-01T16:40:47Z
dc.date.accessioned2026-07-09T04:33:48Z
dc.descriptionThe nature of credit risk assessment and basis of loan approval decisions of the Farm Service Agency are analyzed in the aftermath of the black farmers’ 1997 class action suit against the U.S. Department of Agriculture. This study did not uncover convincing evidence of racial discrimination against nonwhite borrowers under a binomial logistic framework based on the probability of a loan application’s approval. Moreover, the collective use of more stringent and objective credit-scoring measures usually employed by commercial lenders is less evident in the Farm Service Agency’s evaluation of loan applications.
dc.identifierdoi:10.22004/ag.econ.43749
dc.identifierhttps://ageconsearch.umn.edu/record/43749/files/61.pdf
dc.identifierhttp://ageconsearch.umn.edu/record/43749
dc.identifier.urihttp://hdl.handle.net/123456789/551715
dc.languageeng
dc.publisher
dc.sourcehttp://ageconsearch.umn.edu/record/43749
dc.titleCredit Risk Assessment and Racial Minority Lending at the Farm Service Agency
dc.typeText

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