KhetScore: Impacts of using digital technologies to unlock credit and insurance for marginal farmers in Odisha

Vista sencilla de ítem
dc.creatorKramer, Berber
dc.creatorPattnaik, Subhransu
dc.creatorWard, Patrick S.
dc.creatorGanta, Tharakeswar
dc.date2025-07-21
dc.date2025-07-22T18:25:55Z
dc.date2025-07-22T18:25:55Z
dc.date.accessioned2026-06-27T15:27:34Z
dc.descriptionThis brief discusses the findings of an impact evaluation of KhetScore, an innovative tool that employs digital technologies to unlock credit and insurance for small and marginal farmers in the state of Odisha, India. In the treatment group, where Dvara E-Registry offered loans and insurance based on the KhetScore methodology, farmers (particularly women) were more likely to obtain insurance and formal credit, without substituting away from informal borrowing. Despite this increase in borrowing, households in the treatment group were much less likely to report difficulty in repaying loans, which suggested favorable loan terms that eased the burden of repayment. There were beneficial effects on agricultural revenues and profits. Women in the treatment group experienced significant improvements in empowerment within the household and in their subjective mental health (specifically, reduced feelings of stress).
dc.formatapplication/pdf
dc.identifierhttps://hdl.handle.net/10568/175728
dc.identifier.urihttp://hdl.handle.net/123456789/105016
dc.languageen
dc.publisherInternational Initiative for Impact Evaluation
dc.relationhttps://hdl.handle.net/10568/162767
dc.rightsOpen Access
dc.sourceKramer, Berber; Pattnaik, Subhransu; Ward, Patrick S.; and Ganta, Tharakeswar. 2025. KhetScore: Impacts of using digital technologies to unlock credit and insurance for marginal farmers in Odisha. Impact evaluation brief: Agriculture, fishing and forestry. International Initiative for Impact Evaluation (3ie). https://www.3ieimpact.org/evidence-hub/publications/impact-evaluation/khetscore-impacts-using-digital-technologies-unlock
dc.subjectcredit
dc.subjectdigital technology
dc.subjectfarmers
dc.subjectinsurance
dc.titleKhetScore: Impacts of using digital technologies to unlock credit and insurance for marginal farmers in Odisha
dc.typeBrief

Archivos

Colecciones

Instituto Internacional de Investigación sobre Políticas Alimentarias (IFPRI)