Micro Insurance Academy
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World Bank, Washington, DC
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Descripción
In India, healthcare financing largely
relies on direct out-of-pocket spending, which causes
immense health-related financial burdens for the poor.
Despite recent efforts by the government and the private
sector, only 15 percent of the population in India is
covered by health insurance. The Micro Insurance Academy
(MIA) extends health insurance at the last mile through a
bottom-up approach to the design, implementation and
management of community-based health insurance. MIA develops
an understanding of each community and delivers customized
tools and frameworks that build a community’s capacity to
self-manage micro insurance schemes. MIA bridges the gap
between insurers and the bottom of the pyramid by providing
advisory support and insurance education to establish
insurance schemes. To date, MIA-supported micro insurance
schemes cover more than 40,000 people in India and Nepal.
Palabras clave
MICROINSURANCE, HEALTH INSURANCE, SOCIAL ENTERPRISE