How Business Can Insure Against Climate Risks
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International Finance Corporation, Washington, DC
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Insurance plays a vital role in
protecting people, businesses, and public institutions
against shocks, allowing them to transfer risks and purchase
security. Insurers in advanced economies even act as
financial intermediaries. In many emerging economies,
however, insurance is still in a nascent stage. Yet it has
the potential to become a critical tool for businesses to
build operations that are resilient to climate change while
also providing a source of economic growth. For insurance in
emerging economies to take off, the public and private
sectors must first lay the necessary groundwork.
Palabras clave
CLIMATE CHANGE, CLIMATE IMPACT, WEATHER INSURANCE, INSURANCE, DISASTER RISK MANAGEMENT, EMERGING MARKET ECONOMIES, NATURAL DISASTERS, CATASTROPHE INSURANCE, INDEX INSURANCE, MICROINSURANCE