Farmers' credit access in the Democratic Republic of Congo: empirical evidence from youth tomato farmers in Ruzizi plain in south Kivu

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dc.creatorBonnke, S.M.
dc.creatorDontsop Nguezet, Paul M.
dc.creatorBiringanine, A.N.
dc.creatorJean-Jacques, M.S.
dc.creatorManyong, Victor
dc.creatorBamba, Z.
dc.date2022-12-31
dc.date2022-11-22T12:49:57Z
dc.date2022-11-22T12:49:57Z
dc.date.accessioned2026-06-27T15:56:03Z
dc.descriptionThis article assesses the opinions of youth tomato growers on the accessibility of agricultural credit and factors that influence the accessibility in the Democratic Republic of the Congo (DRC). Data originated from a household survey for the 2019/2020 farming season. We interviewed 218 youth tomato growers from 6 horticulture production zones in the South-Kivu, eastern DRC. The result reveals a low rate of 20.6% on accessing agricultural credit among tomato growers. The topmost nature of agricultural credit received was cash-based, mostly from informal sources of finance (92.7%). The findings reveal that the lack of information on agricultural credit, the fear of credit default, and the absence of Microfinance Institutions in the study areas were the highest-ranking factors hindering tomato growers from accessing agricultural credit services. Our probit model shows that total household income, gender, and tomato growers’ membership in a cooperative were essential factors that explain the probability of accessing agricultural credit. We recommend formalising the agricultural credit system by improving agri-finance extension service delivery to associations of tomato growers among the young to access and use agricultural microcredit services effectively to enhance agricultural production, which is a proxy for rural employment creation and poverty reduction.
dc.formatapplication/pdf
dc.identifierhttps://hdl.handle.net/10568/125567
dc.identifier.urihttp://hdl.handle.net/123456789/117867
dc.languageen
dc.publisherInforma UK Limited
dc.rightsOpen Access
dc.sourceBonnke, S.M., Dontsop Nguezet, P., Biringanine, A.N., Jean-Jacques, M.S., Manyong, V. & Bamba, Z. (2022). Farmers’ credit access in the Democratic Republic of Congo: empirical evidence from youth tomato farmers in Ruzizi plain in south Kivu. Cogent Economics & Finance, 10(1), 1-23.
dc.subjectagricultural credit
dc.subjecthorticulture
dc.subjectmicrofinance
dc.subjectprobit model
dc.subjectdemocratic republic of the congo
dc.titleFarmers' credit access in the Democratic Republic of Congo: empirical evidence from youth tomato farmers in Ruzizi plain in south Kivu
dc.typeJournal Article

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Instituto Internacional de Agricultura Tropical (IITA)